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For Sale:  Cold Spring MLS# 6771036

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Active NEW!
$174,900
/mo Edit
Multi-family:  Duplex Up and Down
Built 1920
2,280 sqft • 0.26 acres
Rocori schools
MLS# 6771036
763-576-8286
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    Property Description

    Duplex Investment Opportunity in the Heart of Cold Spring This corner-lot duplex offers two separate units—both currently leased on a month-to-month basis—making it an ideal opportunity for investors or owner-occupants. Live in one unit and rent out the other to help offset your cost of living, or continue leasing both for steady income. Zoned C-2 and located at a high-visibility intersection, this property also presents excellent potential for a variety of commercial uses. The stucco-sided building welcomes you with a charming front porch and sits on a lot with moderate tree coverage, offering a balance of privacy and visibility. The main-level unit features two bedrooms, a full bathroom, and convenient main-floor laundry. The upper-level unit includes three bedrooms, a full bathroom, and its own laundry area—perfect for rental income, multigenerational living, or flexible space usage. A detached two-stall garage adds valuable storage or workshop potential. Utilities include a natural gas boiler, a 50-gallon electric water heater, and a 100-amp breaker panel. With current property taxes at just $1, 940 annually, this is a smart investment in a growing area. Don’t miss your chance to own a versatile, income-generating property in a prime Cold Spring location.

    Listing

    Listing Status: Active
    Contingency: None
    List Price: $174,900
    Price per sq ft: $77
    Property Type: Multi-family
    City: Cold Spring
    Garage Spaces: 2
    County: Stearns
    Year Built: 1920
    State: MN
    Property Style: Duplex Up and Down
    Zip Code: 56320
    Subdivision Name: Townsite Of Cold Spring

    Interior

    Finished Area: 2,280 ft2
    Living Area: 2,280 ft2
    Basement Details:
    • Block
    • Full
    • Storage Space
    • Unfinished

    Exterior

    Stories: Two
    Garage Spaces: 2
    Garage Dimensions: 21x23
    Garage Size: 483 ft2
    Garage Door Height: 7
    Garage Door Width: 16
    Foundation Size: 1,140 ft2
    Handicap Accessible: None
    Road Responsibility: Public Maintained Road
    Heating System:
    • Baseboard
    • Radiant
    Parking Features:
    • Asphalt
    • Concrete
    • Detached
    Road Frontage:
    • City Street
    • Curbs
    • Paved Streets
    Exterior Material: Stucco
    Roof Details: Asphalt

    Lot & Land

    Acres: 0.26
    Geolocation: 45.452148, -94.429383
    Lot Dimensions: 68 x 165 x 67 x 166
    Zoning:
    • Business/Commercial
    • Residential-Multi-Family
    Lot Description:
    • Corner Lot
    • Many Trees

    Schools

    School District: 750
    District Phone: 320-685-4901

    Expenses

    Annual Caretaker Expense: $800
    Annual Electric Expense: $3,252
    Annual Fuel Expense: $1,538
    Annual Insurance Expense: $1,840
    Annual Maintenance Expense: $800
    Annual Gross Expense: $8,380
    Annual Trash Expense: None
    Annual Water/Sewer Expense: $780
    Tenant Expenses: Cable TV, Trash Collection

    Financial & Taxes

    Tax Year: 2025
    Annual Taxes: $1,940
    Lender-owned: No
    Assessment Pending: No
    Taxes w/ Assessments: $1,940

    Income

    Annual Gross Income: $23,040
    Misc. Annual Income: None
    Misc. Monthly Income: None

    Units

    Total Units: 2

    Miscellaneous

    Fuel System: Natural Gas
    Owner Occupied: No
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

    Mortgage Calculator

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    Payment:  /mo

    Local Home Mortgage Professionals

    Eric Bloomstrand
    Branch Sales Manager
    Fairway Home Mortgage    NMLS#274211
    612-961-2600
    Eric Bloomstrand is a Branch Sales Manager at Fairway Home Mortgage with 30+ years of experience in the mortgage banking services industry. Eric has extensive skills in construction loans, FHA financing, VA loans, USDA, and first-time buyer down payment assistance programs. He is a well-qualified finance professional with a Bachelor of Science focused in Finance and Marketing from Minnesota State University, Mankato. Helping individuals acquire their dream home is his passion.
    Connect with Eric today to get started with your home purchase!

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    Listing provided by RMLS, courtesy of RE/MAX Results.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.